Waterfront - Primary on Main
Address
20480 Torre Del Lago St, ESTERO, FL
Price
$ 660,000
Property Attributes
- MLS#226024946
- TypeSingle Family
- Listing Status Active
- CountyLee
- CityESTERO
- AreaBELLA TERRA
- NeighborhoodBELLA TERRA
- Zip33928
- Style
- Year Built2007
- Taxes$ 4593
- Price$ 660,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2618
- Lot Size0.207 Acres
Data Source:
Southwest Florida MLS Datashare
Property Description
The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features impact-resistant windows and doors throughout along with a whole-house Generac generator, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior. Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.
| Elementary School | Middle School | High School |
|---|---|---|
| CHOICE Elementary School | CHOICE Middle School | CHOICE High School |
| Price History | |
|---|---|
| 7/9/2026 | Listed $660,000 |
General Features
| Living Area | 2618 |
|---|---|
| Heating | Central Electric |
| Cooling | Ceiling Fan(s),Central Electric |
| Roof | Tile |
| Appliances | Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Freezer,Self Cleaning Oven,Washer |
| Zoning | RPD |
| HOA Fee | 3244 |
| Garage Spaces | 2 |
| Architectural Style | Two Story,Single Family |
| Pool Features | Community,Below Ground,Electric Heat,Screen Enclosure |
| Security Features | Smoke Detector(s),Gated Community |
| Construction Materials | Concrete Block,Stucco |
| Pets Allowed | Limits |
| Year Built | 2007 |
| View | Lake,Preserve |
| Levels | 1 |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Parcel Number | 29-46-26-E2-0200B.0340 |
| Waterfront Features | Lake |
| Community Features | Clubhouse,Park,Pool,Fitness Center,Sidewalks,Street Lights,Tennis Court(s),Gated |
| County | Lee |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | Basketball Court,Bike And Jog Path,Bocce Court,Clubhouse,Park,Pool,Community Room,Fitness Center,Hobby Room,Internet Access,Library,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court(s),Underground Utility,Volleyball |
| HOA | true |
| Attached Garage | true |
| Subdivision Name | BELLA TERRA |
| Garage Y/N | true |
| Building Features | DSL/Cable Available |
| Other Structures | Tennis Court(s) |
| Full Baths | 2 |
| Status | Active |
| ModificationTimestamp | 2026-09-13T20:00:04.253Z |
| High School | CHOICE |
| City | ESTERO |
| Senior Community Y/N | false |
| Number Of Units Total | 1 |
| MLS Area | BELLA TERRA |
| Lot Size Units | Acres |
| Lot Size Square Feet | 9017 |
| Carport Y/N | false |
| Spa Features | Community,Below Ground,Heated Electric,Screened |
| Elementary School | CHOICE |
| Tax Annual Amount | 4593.09 |
| Middle/Junior High School | CHOICE |
| Ok to Lease | Buyer Finance/Cash,FHA,VA |
| Virtual Tour | https://my.matterport.com/show/?m=YWFC4fUPZDd |
| Structure Type | House |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Virtual Tour | https://tours.photosoflo.com/idx/328186 |
| Freehold | IDX |
| Gulf Access | false |
| Leases Per Year | 4 |
| Unit Floor | 1 |
| Boat Access Type | None |
| Golf Type | No Golf Available |
| Community Type | Gated,Tennis |
Interior Features
| Interior Amenities | Built-In Cabinets,Pantry,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Tile |
| Furnished Y/N | Unfurnished |
| Total Stories | 1 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Laundry in Residence |
| Total Bedrooms | 3 |
| Total Baths | 2 |
| RoomBedroomFeatures | First Floor Bedroom,Master BR Ground,Master BR Sitting Area,Split Bedrooms |
| Dining Room Features | Breakfast Bar,Eat-in Kitchen,Formal |
| Kitchen Description | Island,Pantry |
| Elevator | None |
Exterior Features
| Exterior Amenities | Balcony,Screened Balcony,Screened Lanai/Porch |
|---|---|
| Parking Features | Driveway Paved,Attached |
| Lot Features | Regular |
| Water Source | Central |
| Total Parking | 2 |
| Lot Size Area | 0.207 |
| Foundation Details | Concrete Block |
| Park Name | BELLA TERRA |
| Spa | true |
| Building Area Total | 2972 |
| Lot Size Acres | 0.207 |
| Frontage Type | Lakefront |
| Private Pool | true |
| Waterfront Y/N | true |
| Covered Spaces | 2 |
| Horse Y/N | false |
| Rear Exposure | NW |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33928
Price
Taxes
Year Built
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS. Last Updated September 15, 2026 9:50 AM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. Listing data provided by the Daytona Beach Area Association of REALTORS® Internet Data Exchange (IDX) program. Data is believed to be accurate but not warranted.
Central Texas MLS | Four Rivers Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
